Financial Services Guide
This Financial Services Guide (FSG) contains important information about the financial services we provide, our fees, and your rights as a client.
About This Guide
This Financial Services Guide (FSG) is designed to help you decide whether to use the financial services offered by Summit Wealth Group. It contains information about:
- • The financial services we are authorised to provide
- • How we charge for our services
- • Our internal and external dispute resolution procedures
- • Our compensation arrangements
- • How we manage conflicts of interest
Who We Are
Jeffrey Munro and Tyrol Holdings Pty Ltd ATF Tyrol Investment Trust T/A Summit Wealth Group are Authorised Representatives of Consultum Financial Advisers Pty Ltd.
Licensee: Consultum Financial Advisers Pty Ltd
AFSL Number: 230323
Licensee Address: Suite 3, Level 8, 309 Kent St Sydney NSW 2000
Our Address:
Waterman Business Centre
Suite 25, Level 2
1341 Dandenong Road
Chadstone, VIC 3148
Services We Provide
We are authorised to provide financial product advice and deal in financial products on behalf of our clients in the following areas:
- • Superannuation
- • Managed Investment Schemes
- • Shares and Securities
- • Deposit and Payment Products
- • Life Insurance
- • Retirement Savings Accounts
- • Government Debentures
- • Investment Life Insurance Products
Our Fees and Charges
We believe in transparent fee structures that align our interests with yours. Our fees may include:
Initial Advice Fees
Charged for comprehensive financial planning and strategy development.
Ongoing Advice Fees
Annual fees for portfolio management and ongoing financial advice.
Implementation Fees
Fees for implementing recommended strategies and investments.
Commission Payments
Some products may pay commission which will be disclosed to you.
Important: All fees and charges will be clearly disclosed in your Statement of Advice (SOA) or Record of Advice (ROA) before any services are provided.
Conflicts of Interest
We are committed to acting in your best interests. We have policies and procedures in place to identify and manage conflicts of interest. Any material conflicts will be disclosed to you.
We may receive commissions, fees, or other benefits from product providers. These will always be disclosed in your advice documents.
Complaints Procedure
If you have a complaint about our service, please contact us directly:
Phone: (03) 9509 0928
Email: contact@summitwealthgroup.com.au
Address: Waterman Business Centre, Suite 25, Level 2, 1341 Dandenong Road, Chadstone, VIC 3148
If your complaint cannot be resolved to your satisfaction, you may lodge a complaint with the Australian Financial Complaints Authority (AFCA):
Website: www.afca.org.au
Email: info@afca.org.au
Phone: 1800 931 678
Mail: GPO Box 3, Melbourne VIC 3001
Professional Indemnity Insurance
We maintain professional indemnity insurance that covers the financial services we provide. This insurance satisfies the requirements under the Corporations Act and covers claims made against us by clients in relation to our financial services.
Your Privacy
We are committed to protecting your privacy. Information about how we collect, use, and disclose your personal information is available in our Privacy Policy, which can be found on our website or requested from our office.