Privacy Policy
We are committed to protecting your privacy and handling your personal information in accordance with Australian privacy laws.
Last updated: 6 July 2025
About This Policy
Summit Wealth Group (we, us, our) is committed to protecting your privacy and personal information. This Privacy Policy explains how we collect, use, disclose, and protect your personal information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs).
Jeffrey Munro and Tyrol Holdings Pty Ltd ATF Tyrol Investment Trust T/A Summit Wealth Group are Authorised Representatives of Consultum Financial Advisers Pty Ltd (AFSL 230323).
Information We Collect
We may collect various types of personal information to provide you with our financial services:
Contact Information
- • Name and title
- • Address and contact details
- • Email address and phone numbers
- • Date of birth
Financial Information
- • Income and employment details
- • Assets and liabilities
- • Investment objectives and risk tolerance
- • Insurance and superannuation details
Identification Information
- • Driver's licence or passport details
- • Tax file number (when required)
- • Bank account details
- • Other identity verification documents
Other Information
- • Website usage data
- • Communication preferences
- • Health information (when relevant)
- • Family and beneficiary details
How We Collect Information
We collect personal information through various means:
- • Directly from you during consultations, meetings, or phone calls
- • Through forms, applications, and questionnaires you complete
- • From your use of our website and digital services
- • From product providers and financial institutions (with your consent)
- • From publicly available sources
- • From third parties (with your consent or as required by law)
How We Use Your Information
We use your personal information for the following purposes:
Providing Financial Services: To provide financial advice, implement strategies, and manage your investments
Client Communication: To communicate with you about your financial affairs and our services
Compliance: To meet our legal and regulatory obligations
Identity Verification: To verify your identity and prevent fraud
Service Improvement: To improve our services and develop new offerings
Marketing: To provide you with information about relevant services (with your consent)
Information Disclosure
We may disclose your personal information to:
- • Our licensee, Consultum Financial Advisers Pty Ltd
- • Product providers and financial institutions to implement your strategies
- • External service providers (lawyers, accountants, insurance providers)
- • Government agencies and regulators as required by law
- • Professional indemnity insurers
- • Third-party service providers who assist us in delivering our services
Important: We will not sell, trade, or rent your personal information to third parties for marketing purposes without your explicit consent.
Data Security
We take the security of your personal information seriously and implement various measures to protect it:
Physical Security
- • Secure office premises with restricted access
- • Locked filing cabinets for paper documents
- • Clean desk policy
Digital Security
- • Encrypted data transmission and storage
- • Regular software updates and security patches
- • Secure backup procedures
Your Rights
Under Australian privacy law, you have the right to:
Access: Request access to the personal information we hold about you
Correction: Request correction of inaccurate or outdated information
Complaint: Make a complaint about our handling of your personal information
Opt-out: Request to opt out of marketing communications
Cookies and Website Data
Our website may use cookies and similar technologies to:
- • Improve your browsing experience
- • Analyze website usage and performance
- • Remember your preferences
- • Provide personalized content
You can control cookie settings through your browser preferences. Disabling cookies may affect some website functionality.
Data Retention
We retain your personal information for as long as necessary to provide our services and comply with legal requirements. This typically includes:
- • Financial advice records: 7 years from the end of the client relationship
- • Identity verification documents: 7 years after verification
- • Communication records: As required by regulatory obligations
When information is no longer required, we will securely destroy or de-identify it in accordance with our data retention policy.
Privacy Complaints
If you have concerns about how we handle your personal information, please contact us:
Privacy Officer
Phone: (03) 9509 0928
Email: contact@summitwealthgroup.com.au
Address: Waterman Business Centre, Suite 25, Level 2, 1341 Dandenong Road, Chadstone, VIC 3148
If you are not satisfied with our response, you may lodge a complaint with the Office of the Australian Information Commissioner (OAIC):
Website: www.oaic.gov.au
Phone: 1300 363 992
Email: enquiries@oaic.gov.au
Policy Updates
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any significant changes and post the updated policy on our website with the revision date.
Contact Us
If you have any questions about this Privacy Policy or our privacy practices, please don't hesitate to contact us.
Summit Wealth Group
Phone: (03) 9509 0928
Email: contact@summitwealthgroup.com.au
Address: Waterman Business Centre, Suite 25, Level 2, 1341 Dandenong Road, Chadstone, VIC 3148