Retirement Planning
Design the retirement lifestyle you've always dreamed of with strategies that maximize your superannuation and secure your financial future.
Proven Results
Our track record speaks for itself. Here's what we've achieved for our clients.
What's Included
Comprehensive service designed for your success
Superannuation contribution strategies
Transition-to-retirement income streams
Tax-effective pension structures
Centrelink optimization strategies
Estate planning integration
Regular strategy reviews
Our Approach
Deep expertise tailored to your unique situation
Stop hoping retirement will work out – start planning for the lifestyle you deserve.
Retirement planning isn’t about just accumulating a nest egg. It’s about designing a life you’re excited to live, with the financial security to enjoy every moment without worry.
Our retirement planning specialists understand that every Australian has unique goals, circumstances, and dreams for their golden years. Whether you want to travel the world, spend more time with family, or pursue long-neglected passions, we’ll help you build a plan that makes it all possible.
Our Comprehensive Approach
Superannuation Optimization We analyze your current super performance and structure to ensure you’re maximizing every contribution. From salary sacrifice strategies to spouse contributions, we’ll help you build wealth faster within the superannuation environment.
Transition Planning The move from full-time work to retirement doesn’t have to be abrupt. We design transition-to-retirement strategies that allow you to reduce your working hours while maintaining your income through smart use of super pensions.
Income Stream Design Your retirement income needs to last as long as you do. We model various scenarios to ensure your money works as hard as you did, providing reliable income while preserving capital for your beneficiaries.
Centrelink Optimization Understanding the Age Pension means test can significantly impact your retirement income. We structure your affairs to maximize your entitlements while preserving your wealth.
Estate Integration Your retirement plan seamlessly integrates with your estate planning to ensure your legacy is protected and your loved ones are provided for according to your wishes.
Why Start Now?
The power of compound growth means that starting your retirement planning earlier – even if it’s just optimizing what you already have – can add years to your retirement or hundreds of thousands to your final balance.
We’ve helped families retire up to 5 years earlier than they thought possible, simply by implementing the right strategies at the right time.
Your retirement dreams are achievable – let us show you exactly how to reach them.
Frequently Asked Questions
Get answers to common questions about our service
When should I start planning for retirement?
The best time to start retirement planning is now. Whether you're 25 or 55, we can help optimize your strategy for your current life stage and goals.
How much super do I need for a comfortable retirement?
ASFA estimates $640,000 for a comfortable retirement for couples. However, your specific needs depend on your lifestyle goals, which we'll assess in detail.
Client Success Story
See how we've helped families like yours achieve their goals
"Summit Wealth helped us retire 3 years earlier than we thought possible. Their superannuation strategies and pension planning gave us the confidence to take the leap."
Helen & Graham S.
Retired Teachers